Thursday, April 7, 2016

FEDERAL BANKS


Federal Reserve Banks

Functions
-Uses paper $
-Set reserve requirement and holds bank reserves
-Lends $ to banks and charges interest
-Check-clear service for banks
-Personal bank for government
-Supervises member banks
-Controls money supply in the economy

Reserve Requirement 
- Fed needs banks to always have $ to meet demand

Amount = Reserve Ratio - % of DD locked to bank

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